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Last updated 10 February, 2025

Top Fintech App Development Companies

Are you looking for Top fintech App Development Companies? Your search ends here, as our expert team of researchers has listed the most trusted fintech app developers in the financial industry. Right from P2P sharing apps to mobile banking apps to stock market trading apps, we are seeing an unprecedented upsurge in the number of fintech applications emerging in the market. While dedicated wallet app developers can help you in building wallet apps like Paypal and GooglePay, mobile banking app developers can help you in bringing the convenience of mobile banking on the smartphone screens of your customers. The listed app developers have extensive expertise in developing end-to-end finance and payment software for the finance companies. Along with state-of-the-art technology, the best financial app development companies listed here are proficient in building fintech apps with foolproof security, as they know how important it is to gain the confidence of customers. All the financial app developers that we have selected have passed many stringent quality criteria. We are confident that by going with one of the software development companies for Fintech industry listed here you can have a finance app developed that will become a beacon of success in the financial world.

List of Best Fintech App Development Companies 2025

903 Companies | Last Updated 02 August, 2025

Softvoya

We Make Going Digital Easy

At our company, we are passionate about collaborating with both budding entrepreneurs and expanding tech companies to foster digital product development. Our key offerings include: * Prototyping business analytics and architecture * UI/UX design for intuitive interfaces * Backend development services * Frontend development solutions * Mobile application development * Creating Minimum Viable Products (MVPs) * Comprehensive software development * Contractual resources Explore the detailed profile of Softvoya

  • 51 to 250

  • $26 - $50

  • $5001 - $10000

  • USA

HYS Enterprise

Custom software development and IT consulting

HYS Enterprise is a software development house with headquarters in Amsterdam, the Netherlands and development labs in Odesa, Ukraine, that provides IT consulting and software development services for businesses within telecom, finance and banking, e-commerce, transport and logistics, energy and utilities, healthcare, and other sectors. At HYS Enterprise, passionate people and finely-honed processes synergize to provide maximum efficiency and focus on increasing the core business values of our clients. Whether building a new bespoke system…Explore the detailed profile of HYS Enterprise

  • 51 to 250

  • $26 - $50

  • $5001 - $10000

  • Netherlands

Applify

Building Next Now

At Applify, we deliver world-class digital products with innovation. Our aim is to expand the orbit of opportunities for young entrepreneurs and business leaders by providing 360-degree digital solutions. We are a team of dynamic tech enthusiasts who are passionate to create exceptional futuristic products.  With operations in the UK, USA, Singapore, India, and UAE, we have been building custom-made applications for all platforms, whether it’s iOS or Android, smart TV or Tab, or wearable technology. We ensure to display any idea or concept…Explore the detailed profile of Applify

  • 51 to 250

  • $26 - $50

  • $5001 - $10000

  • UK, USA, Singapore+1

Kiwi Website Design

We Turn Good Ideas into Great Products.

Kiwi Website Design is a top-rated website design and development company in Auckland that is here to provide you with top-notch website design services that will help your business thrive online. With our expertise in web design Auckland, we are committed to creating visually appealing, user-friendly, and SEO-optimized websites that leave a lasting impression on your target audience. Kiwi Website Design stands out as a leading and reputable company when it comes to website design and development in New Zealand. Kiwi Website Design repeatedly ranks…Explore the detailed profile of Kiwi Website Design

  • 51 to 250

  • $26 - $50

  • Less than - $5000

  • New Zealand

Android Developer is a reputed Android app development agency for more than two decades. Our team of developers can build app for every industry sector compatible with any device. Our developers can build fully customized, secure and engaging Android apps to engage customers from across the globe. Our clients love our services and prefer us to build result-oriented solutions meeting changing market demands. On an average, thousands of apps are published on marketplace to engage prospects. To be in digital space, leverage Android app development…Explore the detailed profile of Android Developer

  • 51 to 250

  • $51 - $100

  • $5001 - $10000

  • India

Altoros Labs

We develop software to achieve your business goals.

Altoros is a professional software services provider that specializes in delivering fully managed solutions based on Microsoft .NET, Java, Ruby on Rails, Angular, React, JavaScript, Android, iOS, Hadoop, and NoSQL. Altoros also helps companies to build a sustainable competitive advantage on top of Cloud Foundry, blockchain, and artificial intelligence technologies Explore the detailed profile of Altoros Labs

  • 251 to 1000

  • $51 - $100

  • $25001 - $50000

  • USA

Profil Software

First-class Custom Software Development Company

Profil Software (Python Software House) leverages high-level technical experience and proven development processes to ensure successful outcomes and confidence in product development. In more detail that is taking the idea to code to the actual product in the customer's hand. We provide dedicated agile software development teams that deliver complex custom applications. Our Python Development Company hires 50+ in-house developers, has 10+ years of experience. The company provides premium software solutions for SMBs and startups across 10+…Explore the detailed profile of Profil Software

  • 51 to 250

  • $51 - $100

  • $50001 - $100000

  • Poland

Whitelotus Corporation offers top mobile app and web application services world wide. We’re a creative digital software, web and mobile application development company focused on building next generation disruptive digital products. Explore the detailed profile of Whitelotus Corporation

  • 51 to 250

  • Up to $25

  • $5001 - $10000

  • India

We design and develop cutting-edge web & mobile apps that solve real business problems Whether you're a founder with a big idea or an industry leader with a big need for change, we blend deep technical expertise with uncommon creativity to help you create a product that matches your business needs. If you're looking to streamline your business processes, enhance user experiences, or bring your digital ideas to life, we're here to pilot your vision to victory. Explore the detailed profile of Black Airplane

  • 11 to 50

  • $201 - $300

  • $25001 - $50000

  • USA

JetRockets

Custom Software Development and Consulting

JetRockets is an experienced, reliable technology partner delivering quality enterprise-level software products and providing guidance on scaling and team building. Our development team has deep domain expertise and superior technical skills that guarantee project success and client satisfaction. We adhere to strict quality standards. From planning and design, to development and implementation, our Quality Assurance team oversees the project to prevent errors and minimize rework. Explore the detailed profile of JetRockets

  • 51 to 250

  • $51 - $100

  • $25001 - $50000

  • USA

EdataIndia

Your Success is Ours

eDataIndia is a premier IT/BPO & offshore outsourcing company in Delhi, providing data entry, e-commerce management, image editing, back office, accounting, web design, and SEO services at very reasonable rates. Data Entry:  We provide cost-effective data entry services in a very transparent manner. Our data entry services include product data entry, textual data entry, data conversion, and more. Image Editing: We provide quality image editing, cutouts, masking, and other image processing services at affordable prices. Back Office: We…Explore the detailed profile of EdataIndia

  • 51 to 250

  • Not Disclosed

  • Less than - $5000

  • India

ModLogix by Langate

Transforming Tech Heritage Into Your Future Success

ModLogix is a software modernization company that primarily focuses on upgrading legacy technologies. We help companies digitize their workflows and align their tech stack to modern needs. Our team is skilled in providing such services as software assessments and audits, legacy frameworks upgrades, desktop to web migrations, cloud migration, mobile enablement, software re-engineering, and re-architecting.  Explore the detailed profile of ModLogix by Langate

  • 51 to 250

  • $26 - $50

  • $25001 - $50000

  • USA, Ukraine

XDuce Corporation

Accelerating Digital Transformation

XDuce is founded in 2006 and is headquartered in New Jersey. We are a global provider of enterprise application development and consulting services. We developed robust, scalable, and secure applications for leading enterprises, small to mid-size businesses, and ISVs. XDuce has been recognized as an Inc 5000 company with Goldman Sachs certifying us as one of 10,000 Small Businesses Entrepreneur Program. Explore the detailed profile of XDuce Corporation

  • 51 to 250

  • $51 - $100

  • Less than - $5000

  • USA

KMS Solutions

Embrace Digital Finance

KMS empowers BFSI companies to optimize operations, drive innovation, and enhance product & service offerings through the combination of cutting-edge technologies and specialized solutions. Explore the detailed profile of KMS Solutions

  • 251 to 1000

  • $26 - $50

  • $5001 - $10000

  • Vietnam, Australia, USA

Dot Com Infoway

(3 Reviews)

Trusted in Web & Mobile Since 2000 – Now Leading with

Dot Com Infoway is a globally recognized IT company based in India providing 360° Mobile and Web solutions that turn business ideas into world-class products. With a team of 50+ mobile app developers, we have a successful track record of delivering 700+ apps to 500+ clients worldwide. We always strive to develop a scalable app that amplifies user engagement and retention. Explore the detailed profile of Dot Com Infoway

Anonymous

Suggested valuable changes for improving our app's performance.

  • 51 to 250

  • Up to $25

  • Less than - $5000

  • India, USA, Australia

Hire Laravel Developer

Award Winning Laravel Development Company in India USA

Hire Laravel Developer is one of the best Laravel Development Company. Recognizing the value of Laravel in app development, the company began to offer extraordinary services in the areas of website creation, mobile application development, SEO, Digital Marketing, Wearable Devices Apps development, and software quality testing. The company's goal is to assist its customers in reinventing and re-engineering their business strategies in order to accept new trends and remain competitive in an ever-changing market. Here you can find a competent…Explore the detailed profile of Hire Laravel Developer

  • 2 to 10

  • $26 - $50

  • Less than - $5000

  • India

Liquid Technologies

We help you and your business change processes and lives

At Liquid Technologies, we believe in the power of technology to change the world. As a Best AI Company and a leading Technology Consulting Company in Houston, we’re dedicated to helping businesses thrive by delivering innovative and customized solutions. Whether it’s Mobile App Development, Custom Software Development, UI/UX and Brand Design, or AI services, our team works tirelessly to bring your vision to life. We understand that every business is unique, and that's why we approach each project with a personalized touch, ensuring…Explore the detailed profile of Liquid Technologies

  • 51 to 250

  • $26 - $50

  • $5001 - $10000

  • USA, UAE

Dev Technosys Pvt Ltd

(4 Reviews)

Inspired By Thoughts

Dev Technosys is an ISO 9001:2015 Certified Web and Mobile App Development Company, hailing from India. Ever since our inception, we have worked on the concept of making technology accessible, comprehensible and approachable for enterprise all over the global landscape. We are a globally recognized development company that offers high-end technical aid with our extensive knowledge and love for technology.…Explore the detailed profile of Dev Technosys Pvt Ltd

Ahmad

Skillful & Superior App Developers

  • 51 to 250

  • Up to $25

  • $5001 - $10000

  • India, USA, UAE+2

RDIT Services Private Limited, established on October 25, 2013, is a leading IT solutions company based in Dehradun, India. With over 15 years of experience, we specialize in building functional and visually appealing websites that align with your business goals. Our services include custom web design, eCommerce development, web hosting, SEO, and payment gateway integration, ensuring a comprehensive digital solution for your needs. At RDIT Services, our mission is to design websites that are tailored to each client’s specific requirements,…Explore the detailed profile of RDIT Services Pvt Ltd

  • 2 to 10

  • Up to $25

  • Less than - $5000

  • India

The Nth Bit Labs

Technology, Innovation, Passion

The Nth Bit Labs is a technology and innovation driven custom software applications development company with its focus on building high throughput, fault tolerant applications. Our software development teams are highly skilled, self motivated and experienced in building software products that are truly amazing and impactful. The Nth Bit Labs has its clients from different industry verticals like Healthcare, Insurance, Retail, Security. Founded in 2019, we are a fast growing company with its clientele in US and Europe. Trusted by our partner customers,…Explore the detailed profile of The Nth Bit Labs

  • 11 to 50

  • $26 - $50

  • Less than - $5000

  • India

I Can Infotech helped many companies across various domains around the World to deliver products that really matter. Our extensive technology expertise will cover any need you have. Only the best people work with us as we believe in "10x-ers". We would like your business to grow. We can do complex assessments of your business and create a technology vision to beat the competition. Then if you need to evolve this into an actionable strategy and execute it - you can't find a better partner. Why? Your success is our success, your growth…Explore the detailed profile of I Can Infotech

  • 11 to 50

  • Up to $25

  • Less than - $5000

  • Canada

Appinventiv

(3 Reviews)

Leading Innovation

Appinventiv is leading mobile app development agency empowering disruptive startups and fortune companies in creating robust and scalable apps that redefine industry standards within the mobile-first landscape. Our solutions can help you confidently navigate the ever-evolving digital landscape & seize the opportunities that guarantee maximum ROI. Explore the detailed profile of Appinventiv

NL

A big thank you for doing a wonderful job in the middle of the pandemic!

  • 1000+

  • Up to $25

  • $10001 - $25000

  • USA, India, Australia+2

  • With a focus on innovation and client satisfaction, Appinventiv leads, among most other companies, into mobile app development.
  • Have vetted in-house developers with expertise in various technologies under native (Android & iOS) and cross-platform frameworks.
  • Have built applications for top brands like Adidas, IKEA, Pizza Hut, and many others, among 3000+ solutions delivered to clients worldwide.
  • With 1500+ expert engineers, the agency provides domain-specific experts for 35 industries.
  • Have good hands on experience in legacy software migration.
  • The company is known for its commitment to developing cutting-edge mobile apps, leveraging new technologies like AI and AR/VR.
  • They have a strong team with expertise, enabling them to handle projects of all sizes, from startups and enterprises.

Clients

  • KFC
  • IKEA
  • JobGet
  • Adidas

Appinventiv has received hundreds of reviews and testimonials from clients across channels. Most clients have appreciated the company for its quality work, commitment, and dedication to the client's goals, while others have lauded its effort to bring innovation to life.

  • Received various appreciation for quality and innovation from clients
  • The company received acclamation for its focus on innovative solutions
  • Some clients have appreciated the firm for its clear communication throughout the development process
  • Dedicated team with excellent expertise with domain-specific knowledge
  • Many clients have applauded the company for meeting the deadline and project goals
  • Some clients have expressed faith and commitment in the company and stressed long-term partnership

MoreYeahs Technologies IT Pvt Ltd is one of the fastest-growing companies partnering with Microsoft, Zoho, AWS, Google, and Genesys. We provide a range of IT services to mid-sized companies and startups across the globe and provide out-of-the-box solutions that can revolutionize businesses and industries. We have a team of dedicated developers and designers who are capable of creating world-class solutions that solve complex business challenges. We provide a range of IT services including Microsoft Dynamics Consulting, CRM Solutions, Cloud Computing,…Explore the detailed profile of MoreYeahs IT Technologies Pvt

  • 251 to 1000

  • $51 - $100

  • Less than - $5000

  • India

Voypost

Build what you need. Fast. No hassle.

Voypost is an MVP builder platform with a focus on startups. Founded in 2018 we started as a startup helping ex-pats to deliver packages to their loved ones in their home countries via people traveling to the same direction. After testing 3 different countries, we found out that the market is too narrow. In early 2019 we pivoted to cross-border product delivery. After testing 10 popular verticals across 6 different destinations, we saw that the market was overwhelmed by offering. Thanks to dozens of experiments we had launched to validate our assumptions,…Explore the detailed profile of Voypost

  • 51 to 250

  • $26 - $50

  • $5001 - $10000

  • Germany

Indi IT Solutions

(3 Reviews)

Get the Success You Need

Indi IT is a custom software development company and the chosen  outsourcing partner to global businesses from Fortune 500 to disruptive startups for over a decade now. With us comes the experience of successfully handing over 1300+ digital products & e-marketing projects across varied verticals & industries.    Served Fortune 500 companies with our expertise in ✓ Web Application…Explore the detailed profile of Indi IT Solutions

Matt

Exemplary Expertise and Exceptional Collaboration .

  • 51 to 250

  • $26 - $50

  • $10001 - $25000

  • India

AppsDevPro

(1 Reviews)

Web & Mobile App Development Company

AppsDevPro is an award-winning web & mobile app development company in India offering expert developers to build secure, high performance and robust applications.   AppsDevPro (App Development Professional) is a leading IT company providing expert offshore developers for your project. We provide highly experienced, certified and skilled developers with technical expertise and domain knowledge.…Explore the detailed profile of AppsDevPro

Kathleen

Quality Of Work, Creativity & Expertise

  • 251 to 1000

  • $26 - $50

  • $5001 - $10000

  • India

fram^

Your Trusted Partner In Software Development

Fram is a Swedish digital venture builder and software engineering tech partner with offices in Ho Chi Minh City and Da Nang, Vietnam and Göteborg. We built and operate our own digital ventures as well as design, develop and maintain our clients’ digital ventures. Since our establishment in 2013, we are proud to have supported over 50 businesses across Europe and Asia in delivering some of the most brilliant ideas to the world. Our team comprises the top talents of the industry, who will help you lay out the strategy and walk with…Explore the detailed profile of fram^

  • 51 to 250

  • $51 - $100

  • $5001 - $10000

  • Vietnam

Capicua

Shaping the Future

We partner with next-gen companies using business ingenuity, user-focused design, and disruptive technology. This type of partnership is possible because of our ability to combine quality-oriented methodologies with a human-centered approach and, most importantly, our work-based reputation. By the force of our projects, we are Clutch’s #12 in the top #30 B2B Custom Software Development companies in Latam. We are the only ones from Uruguay and the only one in the top #15 from under 50 developers.   We adapt product design and development…Explore the detailed profile of Capicua

  • 51 to 250

  • $51 - $100

  • $5001 - $10000

  • USA

Urolime Technologies is an ISO-certified Software Development and DevOps service company, established in 2011. We have executed more than 500 projects for Startups, SMEs, Enterprises, and Governments over the last 11 years. As a member of NASSCOM & an AWS Consulting Partner, Urolime has had a lot of success in meeting the demands of US, UK, Europe, Australia, Japan, Middle East, and India businesses.  We are specialized in DevOps Cloud Consulting, Software Development, Web & Mobile Development, Digital Transformation, 24/7 CloudOps,…Explore the detailed profile of Urolime Technologies

  • 51 to 250

  • $51 - $100

  • $5001 - $10000

  • USA

Mifort

(1 Reviews)

Web & Mobile Development

Mifort is a dynamic IT company that provides product development, outsourcing of Web and Mobile development services, and also outstaffing options. We bring fresh ideas in any sphere of your business for the purpose to increase the operational efficiency of your company. Since 2016 we’ve earned the reputation as a reliable solution provider for companies working in the domains of FinTech,…Explore the detailed profile of Mifort

Ryan

Director of Operations

  • 51 to 250

  • $26 - $50

  • $10001 - $25000

  • Estonia

WP Pals

Offering Robust Website Designing and Maintenance

WP Pals is the partner of choice for many of the world’s leading enterprises, SMEs and technology challengers. We help businesses elevate their value through custom software development, product design, QA and consultancy services. Explore the detailed profile of WP Pals

  • 2 to 10

  • $51 - $100

  • Less than - $5000

  • USA

Neerja Softwares Pvt. Ltd.

One Stop Solution for All Your IT Needs

Neerja Softwares is one of the top software development companies in India. With more than 17+ years of industrial experience and a huge client base. We are keen to serve the people that need any kind of software solutions and services.    We at Neerja offer you different IT-based services like the design and development of websites and applications. With a team of highly qualified experts, we at Neerja discover, innovate, and cultivate fully custom design and development solutions as per the requirements of our clients.   We only…Explore the detailed profile of Neerja Softwares Pvt. Ltd.

  • 51 to 250

  • $51 - $100

  • $5001 - $10000

  • India

A Leading and Top Rated Web Design Company in the United States for Website Design, Web Development,E-commerce Solution, Mobile apps and Search Engine Optimization (SEO) services. Our expert team of Web Designers, Web Developers, Graphic Designers and SEO offer quality business solutions at affordable pricing. Explore the detailed profile of SoftRadix Technologies Pvt Ltd

  • 11 to 50

  • Up to $25

  • $5001 - $10000

  • USA

WeThinkApp

AI, Data, Analytics, Product Engineering & Experience

We enhance customer experiences, build solutions, modernize applications and leverage technology with data Analytics to create real value. At WTA, we enable Fortune 500 companies, SMBs, and startups to adapt to the rapid shifts in latest technology while meeting the ever changing, evolving customer & User demands. We guide partners from conceptualization to execution, helping them envision achievable digital transformations and fostering agility and speed in their operations. Our expertise lies in unlocking value through tech and data, generating…Explore the detailed profile of WeThinkApp

  • 11 to 50

  • Not Disclosed

  • $10001 - $25000

  • USA, India

OXO Solutions® is an emerging software solution provider and IT company empowering small businesses to large scale industrial groups and serving the clientele around the globe for more than a decade. We deal into the complex problems in the most simplest way through cutting edge solutions in the field of Artificial Intelligence and Big Data through deep learning. Our Proactive research and development cell is committed to simplify the business processes through Innovations and technology work on next – generation technology solutions…Explore the detailed profile of OXO IT SOLUTIONS PVT LTD

  • 11 to 50

  • $26 - $50

  • Less than - $5000

  • India

Buyer's Guide


What is FinTech App Development?

FinTech app development is the process of building digital applications that offer financial services. These apps are designed for smartphones, tablets, and web browsers.

They help people manage their finances with ease. Users can send or receive money, track expenses, pay bills, or invest directly from their devices.

The purpose of FinTech apps is to make financial services faster, more convenient, and secure. Many apps also offer features like real-time updates, notifications, and personalized insights.

Developers use advanced tools such as artificial intelligence, cloud computing, and encryption to create these apps. This helps keep user data safe and ensures the apps meet financial regulations.

In simple terms, FinTech app development combines finance and technology to give users better control over their money. It brings banking and financial tools right to their fingertips.

 


Overview of the FinTech App Development Services Market

The FinTech industry is experiencing strong and steady growth. It is no longer limited to startups or digital wallets. Today, it is reshaping how people and businesses manage money, invest, borrow, and pay.

According to a report from Fortune Business Insights, the global FinTech market was valued at 340.1 billion US dollars in 2024. It is projected to reach 394.88 billion US dollars in 2025, and may grow to over 1.1 trillion US dollars by 2032.

This rapid growth is driven by rising demand for mobile banking, online payments, investment tools, and personalized financial services. Businesses are investing in advanced technologies to serve users better and faster.

North America currently leads the FinTech market in terms of value. However, regions like Asia-Pacific are expanding quickly as more consumers adopt digital financial tools.

This increase in global demand has created a need for reliable and experienced FinTech app development companies. These companies help build secure, scalable, and user-friendly applications that meet modern financial needs.

As the market continues to expand, the role of FinTech app developers becomes more important. They are not just creating apps. They are helping shape the future of finance.

 


Tips & Tricks on Choosing the Right FinTech App Development Company

Finding the right FinTech app development partner can make or break your project. Here are some key things to look for when making your decision.

  • Agile Development Approach

Choose a team that follows the agile development methodology. This allows for quick iterations, frequent updates, and ongoing feedback. It helps your product stay aligned with user needs and market changes. Flexibility is crucial in the fast-paced world of finance.

  • Technology Experience

Look for companies that demonstrate strong FinTech development expertise. This means they have hands-on experience with modern technologies such as AI, blockchain, cloud computing, and advanced data encryption. Teams with this level of technical knowledge can create secure, high-performing financial apps that are built to scale and evolve with your business needs.

  • Domain Expertise

It’s not just about coding. A good FinTech developer understands how finance works. They should be familiar with regulations, compliance, and the importance of protecting sensitive data. Domain knowledge in finance helps reduce risk and ensures smoother development.

  • User-Oriented App Development

 The best apps are simple, intuitive, and built with the end user in mind. Make sure the company focuses on user experience and interface design. A well-designed app not only looks good but also improves customer satisfaction and engagement.

  • Portfolio and Case Studies 

Always ask to see past projects. A strong client portfolio and detailed case studies can give you insight into their process, creativity, and technical skills. Pay attention to projects similar to yours. This shows they understand the challenges of your specific niche.

 

 

Frequently Asked Questions

FinTech app development companies are multidisciplinary specialize in building mobile or online apps that provide financial services and solutions. Everything changes from here, which means the skills, experiences, research, resources, and use of tools/technologies. Simply put, a FinTech app developer has to have expertise in a range of technologies, including machine learning, blockchain, Python, DevOps, C++, and Cloud Computing, and skills like problem-solving, collaboration, analytics, project management, security, adaptability, and others.

Most FinTech app development companies offer comprehensive development services that include developing custom Fintech app solutions, including digital banking, RegTech app integration, digital wallets, investment apps, P2P payment banks, lending apps, crowdfunding apps, cryptocurrency apps, InsurTech, asset management, personal finance, Robo advising software, credit assistance, budgeting applications, and to name a few. However, the services we have mentioned here are just a number –when we say comprehensive, it includes everything around FinTech app development services. You can ask your firm for the service you need before you hire them.

Features can be custom, depending on the type of FinTech app you need and the purpose, challenges, and needs you want your FinTech app to address. That means you must be looking for an app that seamlessly manages your world of finances with a personalized dashboard right before you. There can be a standard list of features that a standard app must have. Let’s figure this out.

  • Intuitive UI/UX with simple navigation and mind-boggling interface
  • User profile and management
  • Security features like authentication,  fingerprints, facial recognition, and voice recognition
  • Multi-layered security or multi-factor authentication (MFA)
  • Push notification, real-time alert
  • Easy to make payments and transactions
  • Account management
  • Multi-language support
  • Live chat, AI chatbot
  • Third-party integration
  • AI-driven analytics
  • Financial insights and reporting
  • AI voice assistants
  • Scanners and QR code
  • Multiple payment getaways
  • Support

The cost of hiring FinTech app developers depends on two main factors: the location / region from which you choose to hire the developers and their experience level. However, average cost to hire developers could be anywhere between $20 to $250 per hour. The overall cost for the same would be anywhere between $20,000 to $300,000. Apart from these, the type of FinTech app you want to build will significantly impact the overall cost of hiring FinTech engineers. Here’s the breakdown for FinTech app development;

  • Simple or standard apps: $20,000 to $50,000
  • Semi-complex apps: $50,000 to $150,000
  • Complex Fintech app: $150,000 to $300,000

The cost hiring FinTech Developers based on Location

Location Hourly Rates
South America $25 - $50 per hour
North America $75 - $150+ per hour
Eastern Europe $30 - $70 per hour
Central and Northern Europe $50 - $100 per hour
India $15 - $40 per hour
Oceania (Australia and New Zealand) $70 - $120 per hour

There are plenty of FinTech applications in the market that businesses use for many purposes. Some of the top apps for financial purposes include;

  • Chime – Mobile Banking
  • Robinhood
  • Revolut
  • Coinbase
  • MoneyLion
  • Acorns 

FinTech app development companies use a variety of technologies to Building advanced financial industry applications including Cloud Computing, Artificial Intelligence (AI), Machine Learning, Blockchain, Big Data Analytics, Automation, Natural Language Processing (NLP), Cybersecurity, Python and RegTech.

They implement robust data security measures to ensure the app is PCI-DSS and GDPR compliant. They follow compliance best practices, including robust encryption, access controls, regular vulnerability assessments, data minimization practices, and clear user consent mechanisms. They have a dedicated team that maintains a robust governance structure and even provides timely training to their developers on regulatory requirements.

All listed FinTech companies integrate APIs, such as Plaid and Stripe, to make the app more accessible and user-friendly. For example, it can access users’ bank account information and transaction history and process online payments. These APIs make features like direct bank transfers and secure payment processing. Apart from these, they offer several additional APIs and third party integration as options;

  • For Payment
  • Stripe API
  • PayPal API
  • Square API
  • Financial Data Aggregator
  • Investment
  • For Banking
  • Plaid API
  • Yodlee API
  • Coinbase
  • For Compliance and Identity Verification
  • Alpaca API
  • Robinhood API
  • Regtech APIs
  • Onfido
  • Aadhaar card API

Because financial translations know no boundaries, people use fintech applications to transact money in multiple currencies. A fintech app developer implements plenty of things to ensure users feel good about trans money by similarly switching between currencies. It begins with creating Perfect UX, a tool for currency, selector, real-time conversion, localization, and your name, just a few critical factors. However, there are some technical aspects that need to be implemented following the best practices. For example, they can use right backend frameworks like Node.js to handle complex financial calculations. Similarly, developers can use PostgreSQL or MySQL databases so that users can transfer money natively in their preferred currencies.



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