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Last updated 11 August, 2025

Top Fintech App Development Companies

Are you looking for Top fintech App Development Companies? Your search ends here, as our expert team of researchers has listed the most trusted fintech app developers in the financial industry. Right from P2P sharing apps to mobile banking apps to stock market trading apps, we are seeing an unprecedented upsurge in the number of fintech applications emerging in the market. While dedicated wallet app developers can help you in building wallet apps like Paypal and GooglePay, mobile banking app developers can help you in bringing the convenience of mobile banking on the smartphone screens of your customers. The listed app developers have extensive expertise in developing end-to-end finance and payment software for the finance companies. Along with state-of-the-art technology, the best financial app development companies listed here are proficient in building fintech apps with foolproof security, as they know how important it is to gain the confidence of customers. All the financial app developers that we have selected have passed many stringent quality criteria. We are confident that by going with one of the software development companies for Fintech industry listed here you can have a finance app developed that will become a beacon of success in the financial world.

List of Best Fintech App Development Companies 2025 | Top Financial App Development Companies

910 Companies | Last Updated 14 August, 2025

Greyslate Technologies is a digital transformation consultancy and software company that delivers cutting-edge solutions for complex business problems, in multiple industry sectors including education, retail, fitness, healthcare, construction, and more. Our vast technology and industry experience enables us to focus on the latest internet technologies with the aim to develop scalable, secure, and easy-to-use web applications that work across multiple devices. Since 2016 we have been helping our clients reimagine their businesses through digitalization.…Explore the detailed profile of Greyslate Technologies

  • 11 to 50

  • $26 - $50

  • Less than - $5000

  • India

Cogtix Solutions

Empowering Your Business with Cutting-Edge IT Solutions

Cogtix Solutions is a leading IT solution provider company in the USA and India offering custom technology solutions to various industries. Explore the detailed profile of Cogtix Solutions

  • 2 to 10

  • Up to $25

  • Less than - $5000

  • USA

MareLab Services

Your perfact E-commerce Partner

Marlab Services Private Limited is Surat based Information technology company that provides all kinds of services to improve their customer's business through digitalization, and services for all kinds of Web and App Development. It was founded in the Year 2015 and changed its name to Marlab Services Pvt. Ltd. in July 2022 Explore the detailed profile of MareLab Services

  • 11 to 50

  • Up to $25

  • Less than - $5000

  • India

Astute Digital Direction

The only Marketing that matters.

We at ADD (formally known as Astute Digital Direction) serve a range of IT and Marketing solutions and services to support the digital needs of businesses, from small to large, domestic or multi-national companies. We continue to provide better solutions and services, which enable businesses to tap into new opportunities and thrive. We offer a range of solutions across: - Digital Marketing - Social Media Marketing and Management - Brand Marketing - Web Design and Development - Content Marketing and Writing To know more about how we can help your…Explore the detailed profile of Astute Digital Direction

  • 2 to 10

  • $26 - $50

  • Less than - $5000

  • India

Code-B

Innovative Offshore Development

At Code B, we are a new age software development company that specializes in offshored front end, back end and full stack development solutions. We offer services in react js, node js, nuxt, php, javascript, python, big data, IoT, .net and several modern applications. We also have offerrings in consulting solutions accross web applications, cloud applications, mobile apps, and advising on frameworks for specific use cases. With a team of 100+ developers from India and rest of the globe, we at Code-B we will provide you a software solution…Explore the detailed profile of Code-B

  • 51 to 250

  • $51 - $100

  • $5001 - $10000

  • India

Viabletree

Your Digital Partner For Innovation And Business Empowerment

Viabletree is a trusted application development company, renowned for its scalable and innovative solutions. Our result-driven, interactive approach ensures exceptional customer service with top-notch quality and cost-effectiveness. By continuously improving our methodology, we meet and exceed customer expectations, delivering high-quality results on accelerated development schedules. Our refined business processes blend classical Waterfall and modern Agile methodologies, setting new standards in the industry. Explore the detailed profile of Viabletree

  • 51 to 250

  • $51 - $100

  • $5001 - $10000

  • USA

cliverware

Brainstorming Your Idea

The company starts with us so before choosing our company you should know why to choose us. Us means a group of developers that comes together to solve your queries in the best possible way. We keep an eye on every small thing to make the result more suitable. Explore the detailed profile of cliverware

  • 2 to 10

  • $26 - $50

  • Less than - $5000

  • India

Aptagon Technologies

Where Innovation Meets Excellence !

At Aptagon Technologies, we firmly believe in harnessing the power of innovative technologies to deliver unparalleled services to our clients. As a leading software agency, we are at the forefront of transforming the digital landscape. Established in 2020, Aptagon Technologies has swiftly risen from a humble start-up to a reputable company with a global presence. With offices in Pakistan, the United Kingdom, and the United States, we have earned the trust of a diverse clientele spanning across the globe. Our team comprises over 100 highly…Explore the detailed profile of Aptagon Technologies

  • 11 to 50

  • $51 - $100

  • Less than - $5000

  • UK, USA, Pakistan

Creative Chaos

Build Your High-Tech Remote Teams in 48 Hours

Creative Chaos is a global staff augmentation and technology solutions provider. Whether you need to scale your team, build a custom software product, or develop a market-leading application, we deliver excellence at every step. With zero recruiting fees, fast onboarding (48 hours), and 98% retention rate, we ensure that you get the right talent, seamlessly integrated into your team. With 25+ years of experience, 100+ global clients, and 50,000+ engineers, we are empowering innovation through talent. Explore the detailed profile of Creative Chaos

  • 51 to 250

  • Not Disclosed

  • $10001 - $25000

Curved Sphere Digital LLC

Best Web & Mobile App Development Company in Texas, USA

Curved Sphere is the most prominent Web & Mobile App development company in Texas, USA that offers the best possible technological solutions for your business with innovative ideas and strategies. We specialize in state of art technologies including website development, mobile application development, artificial intelligence, and digital marketing. Our team of highly experienced developers have expertise in statistical analysis, data mining, and the development of sophisticated algorithms that will make data the force driving your business…Explore the detailed profile of Curved Sphere Digital LLC

  • 2 to 10

  • $300+

  • Less than - $5000

  • USA

ARS WEBTECH

Deliver Success always

ARS Webtech, based in Dubai, UAE, is your go-to partner for cutting-edge digital solutions. From bespoke mobile app development to responsive website design, web portal creation, and dynamic e-commerce solutions, we cover the entire digital spectrum. Our passionate team, driven by excellence and innovation, specializes in crafting top-notch mobile applications. But we're not just about apps; we're your holistic digital solutions provider. Beyond mobile apps, we excel in creating responsive websites, user-friendly web portals, and robust…Explore the detailed profile of ARS WEBTECH

  • 11 to 50

  • Up to $25

  • $5001 - $10000

  • UAE

2 Redefine Studio

We Redefine Technology

We started our journey in 2003, its been quite long time, we tried every efforts to make our client happier. We listen to our clients idea and dissolve it into scalable, high-performing digital solutions to meet every business challenges our clients focus on. Our services focus on Salesforce solutions, Mobile Solutions, Web Application Development, and several other trending and emerging technologies. No matter how small or large your requirements are, we have solution for every kind of business solultions, we are reliable and do work at very affordable…Explore the detailed profile of 2 Redefine Studio

  • 2 to 10

  • $26 - $50

  • Less than - $5000

  • Pakistan

Whatmaction

Custom Software Development For Your Business

Whatmaction is a leading IT service provider with over 15 years of industry expertise, dedicated to delivering innovative and high-quality digital solutions. We specialize in a wide range of services tailored to meet diverse business needs: Custom Web Development: Building dynamic and responsive websites to enhance online presence. Mobile App Development: Creating intuitive and engaging mobile applications for various platforms. E-commerce Solutions: Developing robust e-commerce platforms to drive online sales and streamline transactions. Cloud-based…Explore the detailed profile of Whatmaction

  • 2 to 10

  • $26 - $50

  • $5001 - $10000

  • India

5w155 SA

Extend your team with top tech talents

European remote talents managed by Swiss experts Explore the detailed profile of 5w155 SA

  • 11 to 50

  • $26 - $50

  • Less than - $5000

  • Switzerland

Tailwebs Technology Pvt Ltd.

Handcrafting Stellar Products

Empowering businesses worldwide with stellar and tailor-made products Tailwebs is a product consultancy that works with businesses to create tailor-made solutions to empower them digitally. We have worked with 50+ clients from 10+ industries to create 100+ indigenous products that have been consistently performing well. We specialise in creating stellar applications, efficient websites & intelligent dashboards. Our products have been recognized on the world stage, with one of our apps (WAC) ranking in the top 30 finance apps in the UK Market.…Explore the detailed profile of Tailwebs Technology Pvt Ltd.

  • 11 to 50

  • $51 - $100

  • $5001 - $10000

  • India

EVRR Digital

EVRR Digital: Where Innovation Meets Impact in the Digital

EVRR Digital is your trusted partner in the dynamic world of digital transformation. Specializing in a comprehensive array of services, including graphic design, web and app development, eCommerce solutions, SEO, social media management, branding, and video production, we seamlessly blend creativity with strategic innovation. At EVRR Digital, we believe in transforming visions into digital brilliance. Our team of seasoned professionals is committed to delivering bespoke solutions that elevate your brand's online presence. Whether it's crafting…Explore the detailed profile of EVRR Digital

  • 251 to 1000

  • Up to $25

  • $5001 - $10000

  • USA

Multiline Technolabs

Your Gateway of Digital Success.

We are an experienced IT development company with 12 years of industry expertise. Our team has a proven track record of delivering exceptional software solutions to clients across various industries. Trust us to bring your vision to life with our customized approach and expertise in cutting-edge technologies.   Explore the detailed profile of Multiline Technolabs

  • 11 to 50

  • $26 - $50

  • Less than - $5000

  • India

Thoughtwin IT Solution

software development company|top mobile app development

ThoughtWin is a renamed name in web/mobile design, development in the software industry, but – WHY? This is because we design and develop websites that represent your company and spread across the globe. The client's continued support, trust and recommendations are sufficient to describe the quality of our work. We define the goals, analyze the requirements and set the project schedule. Depending on your objectives and goals, a sensible approach is taken whereby solutions are developed to meet the needs of your organization. The company…Explore the detailed profile of Thoughtwin IT Solution

  • 51 to 250

  • $26 - $50

  • $10001 - $25000

  • India

RNDpoint

Custom Development for Banking & Fintech

RND Point delivers solutions for Financial Industry since 2014. We offer custom software product development as well as integration of FICO and OutSystems platforms in banking, fintech and retail. We support our clients from decision making to working project, giving support in real time and augmenting clients' team. RND Point is a trusted partner for FICO and OutSystems integrating platforms for risk management, decision making, process automation, fraud detection, compliance, scoring and more. Explore the detailed profile of RNDpoint

  • 51 to 250

  • $26 - $50

  • $10001 - $25000

  • UK

Cogneiss Systems

Cognitive Intelligence, Augmenting the Sparks of Joy -

Cogneiss Systems Pvt. Ltd. is an AI-first digital transformation company dedicated to delivering comprehensive digital solutions that span from strategic planning and design to advanced web design services, web development services, and mobile app development services. Founded with a vision to revolutionize business processes through innovative cloud, mobile, and AI technologies, Cogneiss combines technical expertise with creative problem-solving to help businesses achieve their goals and maintain a competitive edge in the market. Explore the detailed profile of Cogneiss Systems

  • 11 to 50

  • Up to $25

  • Less than - $5000

  • Australia

CAMELSOFT LLC

CAMELSOFT YOUR PARTNER IN YOUR DIGITAL TRANSFORMATION

CAMELSOFT is a full-service company that specializes in IT solutions and digitization. We help entrepreneurs and businesses market their ideas and turn them into real brands. We work with a dedicated team of experts in the field who prioritize customer needs and ensure that we meet and exceed customer expectations. go to our complete profile. : https://www.behance.net/camelsoft visite our website: https://www.camel-soft.com Explore the detailed profile of CAMELSOFT LLC

  • 11 to 50

  • $26 - $50

  • $5001 - $10000

  • Tunisia

Cygnus Designs

Igniting your Digital Journey - Unlock your digital potential

At Cygnus Designs, we specialize in transforming your digital presence with innovative solutions. Our expert team combines creativity and strategy to deliver exceptional web design, development, and digital marketing services. Let us elevate your brand with our tailored approach and commitment to excellence. Explore the detailed profile of Cygnus Designs

  • 11 to 50

  • $26 - $50

  • Less than - $5000

  • USA

Plenitude Technolabs

Helping with your Techology needs

Plenitude Technolabs is believed to be one of the popular providers of IT services. The professional company is closely structured in such a way to offer more acquirable results and solutions for use in a variety of businesses, encountering problems in information and technology sector. We have a good and proper coordinating partnership between the company's intramural internal environments and emerging external IT surrounding. The enhanced brand equity and sales shall actually determine the promising results of this IT service provider. The…Explore the detailed profile of Plenitude Technolabs

  • 11 to 50

  • $26 - $50

  • $5001 - $10000

  • India

GS Web Technologies

 Website Development and Digital Marketing Experts!

At GS Web Technologies, we deliver comprehensive digital marketing services to elevate your brand. As a leading SEO and PPC services provider in Calgary, we ensure your online visibility. Our expertise in e-commerce web development, logo design, and PHP and Laravel development sets us apart. Trust us to create impactful digital solutions for your business. Explore the detailed profile of GS Web Technologies

  • 11 to 50

  • Not Disclosed

  • Less than - $5000

  • Canada

DigiTrends

(1 Reviews)

Full-Stack Digital Product Development Company

Over the one decade, DigitalTrends have worked with some of the largest players in the Pharmaceutical industry in United States/Canada, Europe, Pakistan and the Middle East, covering the whole marketing activities spectrum. DigiTrends is a Silicon Valley startup, founded in 2010. It specializes in providing creative digital solutions to startups, pharmaceuticals, healthcare, real estate sector and…Explore the detailed profile of DigiTrends

Junaid

Providing professional and agile approach to deliver top quality Digital and IT Solutions.

  • 51 to 250

  • Up to $25

  • $5001 - $10000

  • USA, UAE

Devsinc

Your technology partner

Devsinc is a technology solutions company that has been helping clients since 2009 in delivering cutting-edge and resilient IT solutions to revolutionize their business. Till now we have delivered 3000+ projects and our expertise spans the entire spectrum of business needs. We even provide client-centric docile services to companies around the world and develop a diverse range of high-quality products from scratch. Our pool of experts are adept in a diverse array of services along with cutting-edge technologies that provide seamless transformation…Explore the detailed profile of Devsinc

  • 1000+

  • Up to $25

  • $5001 - $10000

  • USA, Pakistan, UAE

Ohio Digital

Creative Design & Tech Development Agency based in Australia

Ohio Digital is a creative design & tech development agency based in Australia. Combining creativity and technology, Ohio Digital aims to help brands stand out in this digital crowd with full-cycle services: - Branding & Graphic Design: Create powerful logo, identity and any other graphic design across channels to win your customer hearts at every brand touchpoints - UI UX Design: Build user-centric digital products to cut through the hustle digital market - Web App Development: Utilize cutting-edge technologies to build your website &…Explore the detailed profile of Ohio Digital

  • 251 to 1000

  • $26 - $50

  • Less than - $5000

  • Australia

We are working hard to achieve the maximum potential Return on Investment. With the effort of magical expert team, it becomes possible. We're not just creating and focusing on the development of the website, or just planning online and digital marketing. We combine thorough and in-depth researched parts of your clients' trade with present and future long-term aims of your clients' businesses to build a globally distinctive brand reputation. Who We Are ? We are eager to assist your company in reaching its goals. Apart from digital marketing,…Explore the detailed profile of Gossiph IT Solution

  • 11 to 50

  • $51 - $100

  • Less than - $5000

  • India

Allunique SEO Agency

Allunique SEO Agency Makes Your Business Unique Presence

Allunique SEO Agency is a leading SEO and digital marketing company committed to helping businesses achieve higher rankings, increased traffic, and better conversions. With a data-driven approach, we specialize in Local SEO, On-Page & Off-Page SEO, Technical SEO, and Ecommerce SEO to enhance online visibility and dominate search results. Our expert team stays ahead of Google algorithm updates to deliver customized SEO solutions tailored to your business needs. Whether you're a startup, small business, or enterprise, we ensure affordable,…Explore the detailed profile of Allunique SEO Agency

  • 2 to 10

  • Up to $25

  • Less than - $5000

  • India

London App Development

Your Trusted Partner in Application Development

London App Development (LAD) is your go-to partner for all your application development needs. With our extensive experience and expertise in the industry, we have been delivering exceptional solutions since our establishment in 2013. Explore the detailed profile of London App Development

  • 51 to 250

  • $26 - $50

  • $5001 - $10000

  • UK

Cybernative Technologies

Your Partner for Software Innovation

At Cybernative, we stand at the forefront of the information technology (IT) landscape. With our forward-thinking and outcome-oriented approach, we empower our clients to enhance their efficiency and performance in every aspect of their business operations, maximizing the value derived from their IT investments. Our comprehensive range of services covers technology and consulting. custom software development, website design & development, mobile app development, digital marketing and graphics as well as video animation services. We leverage…Explore the detailed profile of Cybernative Technologies

  • 51 to 250

  • $26 - $50

  • $5001 - $10000

  • India

Algor Labs

Crafting algorithm of business success

AlgorLabs is a leading digital solutions company dedicated to helping businesses thrive in the online world. We specialize in web development, mobile app development, search engine optimization (SEO), graphic design, and social media marketing (SMM). Our expert team blends creativity and cutting-edge technology to craft custom solutions that elevate your brand, boost online visibility, and drive meaningful results. From building user-friendly websites to designing compelling visuals and managing impactful social media…Explore the detailed profile of Algor Labs

  • 11 to 50

  • $26 - $50

  • Less than - $5000

  • USA

Syndell Technologies Pvt Ltd

Your Absolute Digital Transformation Partner

Syndell is an offshore web development outsourcing company in India providing information technology services to the customers worldwide. Syndell is a conglomerate and an exact combination of experienced people from various cadres who have an attitude to give their best and take up Herculean challenges when it comes to customer satisfaction and offshore services. We believe and practice in delivering timely, cost effective solutions with impeccable quality and consistency. Syndell offers wide range of web development services like web application…Explore the detailed profile of Syndell Technologies Pvt Ltd

  • 11 to 50

  • $26 - $50

  • $5001 - $10000

  • India

Techstack Digital

Build Faster, Smarter, Bolder

Techstack Digital is a premier IT service provider, offering a comprehensive suite of solutions designed to tackle complex business challenges. Our services include web development, app development, web design, and web application design. Founded in 2019 as a small one-room startup, Techstack Digital has grown into a thriving company driven by success-oriented professionals dedicated to delivering exceptional digital outcomes efficiently. We serve a diverse clientele, ranging from promising startups to established enterprises, who…Explore the detailed profile of Techstack Digital

  • 51 to 250

  • Up to $25

  • Less than - $5000

  • USA

Buyer's Guide


What is FinTech App Development?

FinTech app development is the process of building digital applications that offer financial services. These apps are designed for smartphones, tablets, and web browsers.

They help people manage their finances with ease. Users can send or receive money, track expenses, pay bills, or invest directly from their devices.

The purpose of FinTech apps is to make financial services faster, more convenient, and secure. Many apps also offer features like real-time updates, notifications, and personalized insights.

Developers use advanced tools such as artificial intelligence, cloud computing, and encryption to create these apps. This helps keep user data safe and ensures the apps meet financial regulations.

In simple terms, FinTech app development combines finance and technology to give users better control over their money. It brings banking and financial tools right to their fingertips.

 


Overview of the FinTech App Development Services Market

The FinTech industry is experiencing strong and steady growth. It is no longer limited to startups or digital wallets. Today, it is reshaping how people and businesses manage money, invest, borrow, and pay.

According to a report from Fortune Business Insights, the global FinTech market was valued at 340.1 billion US dollars in 2024. It is projected to reach 394.88 billion US dollars in 2025, and may grow to over 1.1 trillion US dollars by 2032.

This rapid growth is driven by rising demand for mobile banking, online payments, investment tools, and personalized financial services. Businesses are investing in advanced technologies to serve users better and faster.

North America currently leads the FinTech market in terms of value. However, regions like Asia-Pacific are expanding quickly as more consumers adopt digital financial tools.

This increase in global demand has created a need for reliable and experienced FinTech app development companies. These companies help build secure, scalable, and user-friendly applications that meet modern financial needs.

As the market continues to expand, the role of FinTech app developers becomes more important. They are not just creating apps. They are helping shape the future of finance.

 


Services Fintech App Development Companies Can Offer

Digital Wallets
Fintech companies can create secure digital wallets for users to store and manage their funds. These wallets allow quick payments, secure transactions, and integration with various payment platforms. They focus on offering a seamless experience with top-notch security.

Mobile Banking
Mobile banking apps enable users to manage their accounts from anywhere. Developers create intuitive apps that support transactions, fund transfers, and account management, all while maintaining high security standards to protect sensitive information.

Web3 Solutions
With Web3 solutions, fintech companies help businesses transition to decentralized platforms. These solutions include blockchain technology to enhance security, transparency, and reduce reliance on intermediaries, making digital transactions faster and safer.

Lending & Mortgage Platform
Fintech developers design lending and mortgage platforms that make it easier to apply for loans or mortgages. These platforms provide instant loan approvals, real-time tracking, and a seamless user experience, making financial processes faster and more efficient.

Personal Wealth Management
Fintech companies offer personalized wealth management solutions. These apps track spending, offer investment advice, and help users plan for retirement. They provide a user-friendly interface for managing finances and building wealth over time.

Digital Insurance Platform
Digital insurance platforms streamline the process of buying, managing, and claiming insurance. Developers focus on simplifying policy management and claims processing, making the insurance experience more efficient and customer-friendly.

Trading and Securities Platform
Fintech app development companies build platforms for trading and managing securities. These platforms offer real-time market data, secure transactions, and tools for both novice and professional traders to make informed decisions.

Fintech App Maintenance
Ongoing maintenance is key to ensuring fintech apps run smoothly. Development companies provide regular updates, bug fixes, and performance improvements to ensure apps stay secure, compliant, and up-to-date with market needs.

Fintech Tool Management
Developers offer tools to help businesses efficiently manage fintech operations. These tools support financial transactions, data analysis, and reporting. They help companies stay organized and streamline processes for better decision-making.


Tips & Tricks on Choosing the Right FinTech App Development Company

Finding the right FinTech app development partner can make or break your project. Here are some key things to look for when making your decision.

  • Agile Development Approach

Choose a team that follows the agile development methodology. This allows for quick iterations, frequent updates, and ongoing feedback. It helps your product stay aligned with user needs and market changes. Flexibility is crucial in the fast-paced world of finance.

  • Technology Experience

Look for companies that demonstrate strong FinTech development expertise. This means they have hands-on experience with modern technologies such as AI, blockchain, cloud computing, and advanced data encryption. Teams with this level of technical knowledge can create secure, high-performing financial apps that are built to scale and evolve with your business needs.

  • Domain Expertise

It’s not just about coding. A good FinTech developer understands how finance works. They should be familiar with regulations, compliance, and the importance of protecting sensitive data. Domain knowledge in finance helps reduce risk and ensures smoother development.

  • User-Oriented App Development

 The best apps are simple, intuitive, and built with the end user in mind. Make sure the company focuses on user experience and interface design. A well-designed app not only looks good but also improves customer satisfaction and engagement.

  • Portfolio and Case Studies 

Always ask to see past projects. A strong client portfolio and detailed case studies can give you insight into their process, creativity, and technical skills. Pay attention to projects similar to yours. This shows they understand the challenges of your specific niche.

 

 

Frequently Asked Questions

FinTech app development companies are multidisciplinary specialize in building mobile or online apps that provide financial services and solutions. Everything changes from here, which means the skills, experiences, research, resources, and use of tools/technologies. Simply put, a FinTech app developer has to have expertise in a range of technologies, including machine learning, blockchain, Python, DevOps, C++, and Cloud Computing, and skills like problem-solving, collaboration, analytics, project management, security, adaptability, and others.

Hiring a fintech app development company ensures you get specialized expertise in building secure and scalable apps. These companies have experience in creating finance-related apps that meet industry standards, including data protection and regulatory compliance. With their technical skills, they can help you innovate, streamline processes, and deliver a seamless user experience.

When choosing a fintech developer, focus on their experience in finance-related apps and their understanding of security protocols. Look for a developer with a strong portfolio, good client reviews, and the ability to adapt to your business needs. Ensure they are familiar with the latest technologies and compliance regulations in the fintech industry.

Most FinTech app development companies offer comprehensive development services that include developing custom Fintech app solutions, including digital banking, RegTech app integration, digital wallets, investment apps, P2P payment banks, lending apps, crowdfunding apps, cryptocurrency apps, InsurTech, asset management, personal finance, Robo advising software, credit assistance, budgeting applications, and to name a few. However, the services we have mentioned here are just a number –when we say comprehensive, it includes everything around FinTech app development services. You can ask your firm for the service you need before you hire them.

Features can be custom, depending on the type of FinTech app you need and the purpose, challenges, and needs you want your FinTech app to address. That means you must be looking for an app that seamlessly manages your world of finances with a personalized dashboard right before you. There can be a standard list of features that a standard app must have. Let’s figure this out.

  • Intuitive UI/UX with simple navigation and mind-boggling interface
  • User profile and management
  • Security features like authentication,  fingerprints, facial recognition, and voice recognition
  • Multi-layered security or multi-factor authentication (MFA)
  • Push notification, real-time alert
  • Easy to make payments and transactions
  • Account management
  • Multi-language support
  • Live chat, AI chatbot
  • Third-party integration
  • AI-driven analytics
  • Financial insights and reporting
  • AI voice assistants
  • Scanners and QR code
  • Multiple payment getaways
  • Support

The cost of hiring FinTech app developers depends on two main factors: the location / region from which you choose to hire the developers and their experience level. However, average cost to hire developers could be anywhere between $20 to $250 per hour. The overall cost for the same would be anywhere between $20,000 to $300,000. Apart from these, the type of FinTech app you want to build will significantly impact the overall cost of hiring FinTech engineers. Here’s the breakdown for FinTech app development;

  • Simple or standard apps: $20,000 to $50,000
  • Semi-complex apps: $50,000 to $150,000
  • Complex Fintech app: $150,000 to $300,000

The cost hiring FinTech Developers based on Location

Location Hourly Rates
South America $25 - $50 per hour
North America $75 - $150+ per hour
Eastern Europe $30 - $70 per hour
Central and Northern Europe $50 - $100 per hour
India $15 - $40 per hour
Oceania (Australia and New Zealand) $70 - $120 per hour

There are plenty of FinTech applications in the market that businesses use for many purposes. Some of the top apps for financial purposes include;

  • Chime – Mobile Banking
  • Robinhood
  • Revolut
  • Coinbase
  • MoneyLion
  • Acorns 

FinTech app development companies use a variety of technologies to Building advanced financial industry applications including Cloud Computing, Artificial Intelligence (AI), Machine Learning, Blockchain, Big Data Analytics, Automation, Natural Language Processing (NLP), Cybersecurity, Python and RegTech.

They implement robust data security measures to ensure the app is PCI-DSS and GDPR compliant. They follow compliance best practices, including robust encryption, access controls, regular vulnerability assessments, data minimization practices, and clear user consent mechanisms. They have a dedicated team that maintains a robust governance structure and even provides timely training to their developers on regulatory requirements.

All listed FinTech companies integrate APIs, such as Plaid and Stripe, to make the app more accessible and user-friendly. For example, it can access users’ bank account information and transaction history and process online payments. These APIs make features like direct bank transfers and secure payment processing. Apart from these, they offer several additional APIs and third party integration as options;

  • For Payment
  • Stripe API
  • PayPal API
  • Square API
  • Financial Data Aggregator
  • Investment
  • For Banking
  • Plaid API
  • Yodlee API
  • Coinbase
  • For Compliance and Identity Verification
  • Alpaca API
  • Robinhood API
  • Regtech APIs
  • Onfido
  • Aadhaar card API

Because financial translations know no boundaries, people use fintech applications to transact money in multiple currencies. A fintech app developer implements plenty of things to ensure users feel good about trans money by similarly switching between currencies. It begins with creating Perfect UX, a tool for currency, selector, real-time conversion, localization, and your name, just a few critical factors. However, there are some technical aspects that need to be implemented following the best practices. For example, they can use right backend frameworks like Node.js to handle complex financial calculations. Similarly, developers can use PostgreSQL or MySQL databases so that users can transfer money natively in their preferred currencies.



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